I am happy with my HMO plan right now.
I don't need much medical care right now thou.
So everyone is different . It depends on someone's medical needs fundamentally.
So there is no comparison at all.
Mine is BCBS. If you're self-employed, I'd say to shop around to get the best deal.
My health insurer is Aetna
But that is our employer chose Aetna My plan is HMO.
Mine is PPO. I like PPO better.
I agree with you
Most likely I do annual physical check , mammogram and GYN
My plan 100 percent full covers all of these items .
Everyone choose any medical plan depends on she/his medical needs and wants.
I work for the state government. We update every year once we open benefits enrollment for merit state employees after new fiscal year cycle stats .I am happy with my plan at this point.
It depends on the plan. My current plan is a grandfathered plan, even with annual physical check, there's still a deductible. Gov's benefit is always better than private sector. I usually see specialists more than the primary. That's why I like PPO better.